Our Small Business Loans are designed for entrepreneurs who need working capital, inventory restocking, or cash to grow their operations. Whether your business is registered or informal, we provide short-term funding backed by flexible collateral options and fast turnaround.
Key Features:
- Open to self-employed persons, small business owners, and sole traders
- Loan amounts starting at J$50,000
- Loan terms: 1 to 12 months
- Fast, same-day decisions upon full documentation
- No stated maximum loan amount
- Collateral required based on loan size:
- Under J$100,000 – Household appliances
- Over J$100,000 – Motor vehicle
- J$1M and above – Vehicle or property (excluding land)
Requirements:
- Valid Government-issued ID
- TRN
- Proof of address
- A selfie
- 3 verbal references – 2 family, 1 non-family
Proof of Income:
Registered Businesses:
- Business registration
- Financial statement or income/expenditure breakdown
- Last 6 months’ Bank Statement
Unregistered Businesses:
- JP letter
- Receipts from clients
- Last 6 months’ Bank Statement